Chase Freedom and Freedom Flex cardmembers have announced new rotating quarterly categories for their cards, including gas stations and movie theaters. Home improvement credit cards are essential for covering the costs of home improvements, such as updating a home office or fixing an outdoor deck or patio. The Chase Freedom Flex and Freedom Flex offer quarterly rotating bonus categories, allowing cardholders to earn 5 percent cash back (on up to $1,500 in the categories after September 30).
Home improvement stores, such as warehouse clubs and discount stores, offer various categories for cardholders to earn cash back. Home improvement stores also offer 2 cash back at grocery stores and can be used for hardware store supplies for weekend projects or furniture and accent pieces.
Cash back is also available at grocery stores, but excludes Target and Walmart purchases. Chase Ink credit cards allow business owners to earn cash back or credit card points with rewards on everyday business expenses like shipping and travel.
The Citi Custom Cash® Card offers a 15-month intro APR on purchases, with 5 back in your top spending category each billing cycle, with 1 back on all other purchases. These cards cater to various types of home improvement needs, from hardware store supplies to furniture and accent pieces.
In summary, Chase Freedom and Freedom Flex cardholders can maximize their rewards on purchases at home improvement stores, grocery stores, and other retailers.
📹 How to Maximize the Chase Freedom 5% Categories Q2 2019
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What is considered travel category?
Chase defines travel spending as various types of transportation, including airlines, hotels, rail lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents, and timeshares. The Chase Sapphire Reserve® card offers a $300 annual credit, and its bonus rewards categories include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, discount travel sites, campgrounds, operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Understanding which purchases qualify for these perks helps capitalize on their value.
What counts as a home improvement store for Discover?
Home improvement store purchases can be made online or in-store at various retail stores, building supply stores, lawn, nursery, and garden supply stores. Consumers can also use credit cards like Discover It® Cash Back, NHL® Discover It®, Discover It® Student Cash Back, NHL® Discover It® Student Chrome, Discover It® Miles, Discover It® Secured, Compare Credit Cards, Credit Card Interest Calculator, Online Banking, Checking Account, Online Savings Account, Money Market Account, Certificate of Deposit, Retirement Accounts, Find an Account, Modern Money Blog, FAQ, Personal Loans, Debt Consolidation Loans, Personal Loan Calculator, Resource Center, Contact Us, FAQs, Respond to Invitation, and Check Your Rate.
What are the Chase Q1 categories for 2024?
Chase has announced a bonus 5 cash-back categories for the fourth quarter of 2024, covering grocery stores, fitness clubs, gym memberships, self-care and spa services, hotel stays and experiences, restaurants, and qualifying Amazon purchases. The rewards include 5 cash back on up to $1, 500 in combined purchases in bonus categories each quarter, 5 cash back on travel booked through Chase Travel℠, 3 cash back on drugstore purchases and dining, and 1 cash back on all other purchases. The rewards are available from January to March, July to September, October to December, and select charities.
What are the 5% categories for Chase Ink Business?
The Chase Ink Business Cash card offers 5 cash back rewards for each $1 spent on combined purchases in office supply stores, internet, cable, and phone services each account anniversary year. Additionally, a Chase Business Checking account can earn a one-time 10 bonus of all eligible cash back earned in the first year. This offer is only available for Ink Business Cash cards opened between March and November 2024. Additionally, a Chase cardmember will be automatically checked for a credit line increase every 6 months or sooner.
Is Airbnb categorized as travel?
Travel for credit cards can be classified as various types of purchases. Airbnb is typically coded as travel, with Chase and Wells Fargo classifying purchases under homeshare. Delta SkyMiles members can earn 1 mile per dollar on qualifying Airbnb stays globally, in addition to credit card rewards. VRBO charges were previously coded as property management or real estate, but some providers now classify them under travel. Uber/Lyft charges fall under the rideshare bracket, making them travel purchases. Understanding these classifications can help in making informed decisions about credit card purchases.
What category is IKEA in?
IKEA is a pioneer in sustainable mass consumer culture, focusing on “democratic design” and integrating manufacturing and design to meet the growing human population and material expectations. The company uses economies of scale to capture material streams and reduce costs and resource use, such as the use of medium-density fiberboard (MDF). Notable furniture items include the Poäng armchair, Billy bookcase, and Klippan sofa, which have sold millions since the late 1970s and early 1980s. IKEA and LEGO have partnered to create simple storage solutions for children and adults.
What is the Ikea credit card category?
The U. S. Bank Cash+® Visa Signature® Card is a credit card that carries no annual fee. It offers cardholders five dollars in cash back on two categories of purchases, including those made at furniture stores such as IKEA. In addition, cardholders receive two dollars in cash back on a separate category of purchases. The five percent cash back rate is applicable to the first two thousand dollars spent on eligible net purchases during each quarter.
What is included in the travel category of Chase?
Chase Travel offers eligible travel purchases such as airline tickets, hotels, car rentals, and cruises. Non-paid items or charges not paid for on chasetravel. com or by calling the card number will not qualify. JPMorgan Chase Bank, N. A. is a subsidiary of JPMorgan Chase and Co. Chase Private Client is a banking and investment product offering requiring a Chase Private Client Checking℠ account. Investing involves market risk and no guarantee of achieving objectives. Past performance is not a guarantee of future results.
What is the 5% category for Chase?
Chase offers customers the opportunity to earn 5 cash back on various services, including McDonald’s, PayPal, pet shops, and vet services. The company also provides a contactless Symbol and Indicator, which are trademarks of EMVCo, LLC. New customers can choose a checking account that suits their needs, and they can make purchases from anywhere with their debit card, using over 15, 000 ATMs and 4, 700 branches.
Does Airbnb count as travel Chase?
The travel category includes various purchases such as hotels, airfare, cruises, tolls, parking fees, Uber, and Airbnb. Some purchases do not apply to the 2 or 3-points-per-dollar bonus categories on Chase cards. Some travel-related charges, such as RV rentals and vacation rentals via Vrbo, have not been posted as travel for bonus points with Chase for TPG staffers in recent past. The automatic code for vacation home rentals depends on whether the rental is operated by an individual or a conglomerate, which may code as “professional services” instead of travel.
How hard is it to get Chase ink business card?
The probability of approval for the Chase Ink Preferred card is favorable for business owners with a personal credit score of 700 or above, which is indicative of good credit. The probability of approval is contingent upon an applicant’s annual income and existing debt obligations.
📹 Chase Freedom & Flex Q2 2021 5x Categories
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Hey Sebby! I know you’ve done a review article on Uber credit card before, but can you make one specifically on the cell phone insurance offered with the card. I found a lot of conflicting datapoint online. Some say it’s worth it, some disagree. Maybe you have used it or know other who have, so please consider that if you don’t mind. Thank you 😊
UR is the winner. MR encourages/forces you to spend/experience things you otherwise wouldn’t, and the redemption value for everyday things is just bad; Chase, on the other hand, gives you a lot of flexibility. UR has Hyatt and 1.5x portal, but amex really only has transfer partners, which tends to give bad value if you book economy tickets. I guess MR can be better if you have the CS platinum, for 1.25x cashing out, but that’s very specific
Am I tripping or is there something crazy about the way he said “hello everyone”? Lol Anyways, I use MR points more because I never set up the Chase trifecta back in the day. Plain and simple. I do have this Chase Freedom 5% card though and usually max out the categories then redeem UR points for the cash back..
I apply for the american express gold card i got rejected on the same day i apply for delta gold it was approved but then they canceled cuz i was recently denied by american express My question is how long i have to wait to apply again for the delta gold my credit score is at 741, since i got denied the inquiries do they appear on my credit score ? Im a hilton honors member
RJ, Always appreciate the content you were fast with getting this out nice. I do know that chase is starting to crackdown on MS. They don’t like it that people buy gift cards. I have the discover cashback card so that is my gas for this quarter. I can’t get approved for chase even though I have a relationship with them. I run a lot of money through my checking account and still can’t get a card oh well I will keep trying I guess. Everyone talks about their cards but they are hard to get approved for.