Low-income families and individuals with disabilities can access free home repair assistance from the government and through charities. HUD Title 1 property improvement loans are available for remodeling, repairs, or other improvements, with loan amounts and repayment terms based on property type. Government programs can make home repairs and renovations more affordable, and eligible individuals can apply for these loans.
The Section 504 Home Repair Program, also known as the Single-Family Housing Repair Loans and Grants, is managed by the U.S. Department of Agriculture (USDA) and is designed to help disabled individuals receive Supplemental Security Income (SSI). Home repair grants cater to senior citizens, mobile homeowners, veterans with disabilities, low-income Native Americans, and homeowners facing disaster recovery. The USDA-RD’s Section 504 Home Repair program provides loans to homeowners with incomes below 50% of Area Median Income (AMI).
The Internal Revenue Service supports two tax savings programs that can work as direct grants for HVAC system replacement for middle and upper-income households. For those looking for affordable or subsidized home repair assistance, free weatherproofing from FSL is available.
Rebuilding Together offers more opportunities for low-income families, regardless of their address, as households living in poverty often qualify for government assistance. Government weatherization and energy efficiency assistance programs can help people with low income save money on heating and cooling costs.
PHDC loans and grants are available to help Philly homeowners pay for repairs at a low-interest rate. Small-sum repair grants address many participants’ critical repair needs, with a median of $6,000 per participant. MaineHousing’s Home Accessibility and Repair Program provides help to low-income homeowners who cannot afford necessary home repairs in the form of a grant.
📹 GRANTS for EVERYONE! Guaranteed $7,500 & $7,395 if you Make less $105,000 not LOAN!
GRANTS for EVERYONE! Guaranteed $7500 & $7395 if you Make less $105000 not LOAN! ▻LOANS ONLY (NOT GRANT) …
What is considered low income in South Carolina?
The 2024 poverty guidelines for households and families in the 48 contiguous United States range from $15, 060 to $39, 000.
What is SC Homeowner Rescue Program?
The SC HRP, established under the American Rescue Plan Act of 2021, has the objective of alleviating the financial difficulties caused by the coronavirus pandemic by providing funds to mortgage service providers and utility providers.
How do I pay for home repairs with no money near me?
Local and state governments may provide financial assistance in the form of loans or home repair programs. To ascertain the particulars of these programs in your community, it is advisable to visit the relevant websites or consult with the state housing departments. Should you have a question pertaining to government-related matters, you are encouraged to seek assistance from a duly authorized representative, who will either provide the requisite information or direct you to the appropriate resources.
What is NC Recovery grant?
The N. C. Department of Revenue (NCDOR) is set to launch Phase Two of the Business Recovery Grant (BRG) program on May 2, 2022. The program will allow more businesses to qualify for grants, with the amount awarded to eligible North Carolina businesses that suffered at least 20% economic loss during the pandemic. The deadline for applications is June 1, 2022. Governor Roy Cooper emphasized the importance of expanding these grants to support small businesses, including barbers, cosmetologists, gyms, and other service providers. Many businesses excluded in Phase 1 are now eligible for Phase 2. The BRG is now open to other businesses affected by the pandemic, including restaurants and hotels.
What is the $10 000 grant for homeowners in Florida?
The My Safe Florida Home Program in Florida offers grants to homeowners to help them prepare for hurricanes and save money. The program provides $2 in grant funds for every $1 the homeowner provides, with a matching grantee spending $15, 000 to be reimbursed $10, 000. Low-income grants have increased from $5, 000 to $10, 000, and the grant funds are not considered taxable income in Florida. New grant applications are resumed, and first-time inspection applications are closed.
What is the NC home modification grant program?
The Section 504 Home Repair program, also known as the Home Improvement Loans program, provides loans to homeowners with very low incomes for the purpose of repairing, improving, or modernizing their homes. It also offers grants to elderly homeowners for the removal of health and safety hazards. The program serves counties in North Carolina, including Ashe, Watauga, Alleghany, Wilkes, Caldwell, Macon, Haywood, Jackson, Cherokee, Clay, Graham, and Swain.
Who is eligible for the government home improvement grant in Florida?
Homeowners must be able to obtain affordable credit elsewhere, have a household income below the county’s very low limit, and be 62 years or older for grants. Most loans and grants are originated and/or serviced in the Area Office. For all USVI counties, contact the USVI St. Croix Office. The Crestview Area Office serves Escambia, Holmes, Okaloosa, Santa Rosa, and Walton, while the Marianna Area Office serves Bay, Calhoun, Franklin, Gadsden, Gulf, Jackson, Jefferson, Leon, Liberty, Wakulla, and Washington.
How to get your house rewired for free in the UK?
It is possible to obtain government grants for home rewiring in cases where certain means-tested benefits are provided, the household income is below a specified threshold, and the individual resides in social housing with a poor energy efficiency rating.
Who is eligible for a government home improvement grant in Illinois?
To be eligible for a home improvement grant in Illinois, applicants must be a resident of the state, own and occupy the home, and demonstrate financial need. They must provide documentation of their income and expenses, have a viable plan for the improvement, and have a signed contract with a qualified contractor. The Department of Commerce and Economic Opportunity also requires proof of ownership, permits, and insurance.
The Home Repair Assistance Program has specific criteria, including a maximum grant limit of $7, 500 per household and a minimum grant limit of $2, 000, regardless of the project’s scope. The maximum grant amount cannot exceed 50 percent of the total cost, and all homeowners must contribute at least 25 percent of the total cost. The program has various income limits and requirements based on the size of the household and the county of the applicant. All excess funds must be returned to the Department of Commerce and Economic Opportunity.
What home improvement grants are available in England?
The Energy Company Obligation (ECO4) scheme, Great British Insulation Scheme (GBIS), Renewable Heat Incentive (RHI), Green Deal Scheme, Winter Fuel Payment, Cold Weather Payment, and Warm Home Discount are some of the government grants available to help households improve their thermal efficiency and make energy costs more affordable. Other grants include cavity wall insulation, internal wall insulation, loft insulation, underfloor insulation, solar panels, air and ground source heat pumps, and more.
What is considered low income for my Safe Florida Home Program?
Low-income status is defined as an annual household income of 80% or less of the county median income, while moderate-income status is defined as an annual household income of 120% or less of the county median income. To ascertain your income level, kindly refer to the link provided.
📹 5 New Canadian Benefits Available | Check If You’re Eligible Now
For business or one-on-one investing/real estate agent consulting inquiries, or to work with Russell to purchase or sell property in …
We live in Roswell N.M. and just got told we don’t fit the criteria because we,re not delinquent or be hind on our payments .We mack 30.000 a year. 10% interest $ 289.000 value the balance is 48.000 but no help for us yet. Thanks for the hope and maybe we can find a grant out there to help us but for now we will just keep on grinding away at this bill .God bless you all. Roy
I actually checked the unclaimed money. Almost $7,000 was sitting in an account for me. After being laid off from my job with at&t i was supposed to get a check for one months salary but never received. I didnt even know about it! Technically i should have gotten just the amount for that month but due to certain circumstances i was given even more!
The title of this article is why I watched it to the end. And it ended up being click bait because he never said anything about the 2 grants for $7000… he spent the entire article walking around a parking lot recording himself talking about himself and promoting his gigs. And then when he did start talking about a grant, it was just food stamps, and the discounted internet service, and stuff like that. this article is not about what the title says it is. at all. this Cartwright dude is full of it. he cant get nobody a grant. all he does is tell you to apply for a grant and you might get it. WOW! What a genius! Mr Cartwright. I wont be clicking on anymore of your articles. If you’ve watched one you’ve seen them all…
Great job on the article and keep it coming, just this morning I went on the IRS site to fill out the application to get a EIN number and I submitted it and then it told me that I needed to pay $250. For it And right now I don’t have any money to do it. If you have any ideas or suggestions please let me know
Most of the government programs mentioned on this article I already knew about and had already applied for many times and was always denied assistance because state determined my income is too high. I only make $1300 per month Social Security Disability & they say I make too much money to qualify for food stamps or utility assistance. LOL
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance. But if you want to make your money work for you, prevent inflation eroding your savings, build generational wealth and cultivate good habits and financial knowledge, you must be in the market.
🔆🔆🔆the problem with these helpful utility assistance programs is that it’s only for the people who are always poor (which that’s not the real problem cause it’s not their fault) but what is the problem is the people who purposely stay poor to MOOCH off the system. The same system that should be able to help people who are experiencing temporary joblessness, food insecurity etc…they should get help but don’t qualify because they have the ability to work. Well so do the career welfare moochers.
ANDREW… I AM NEW TO YOUR website. MY COMMENT is one i am quite doubtful you will even see. BUT… JUST IN CASE… I must say i am a little disappointed. Theres a few things.. . This title! I really thought you were going to teach me something i did not know already. That we all already knew! Im going to subscribe. For now. Ill watch a few more articles to see if you are really here to help us! OR…. are you just yanking our chains, reeling us in with a title then getting rich off of us! The viewers that help YOU get the numbers YOU need to make YOUR money grow! Catchy misleading titles for us to watch false hope try to sneak into our hearts. IT IS WITH HUMILITY i ask. Please dont screw with our heads. We are people not just numbers. We are all looking for whatever help we can get. Not just government assistance. I hope you truly understand and know what im talking about. sent with 🕊💕🙏🕯
Hello Andrew..I am from Nigeria. is there anyway I qualify? you cannot imagine how difficult life is here. Its been my life long dream to own an event center. But here in my country, loans are really difficult to get and you have to pay very high interest on it. You also have to start paying immediately you take the loans. So, I don’t have any hope. I just stumbled on your article. I don’t know if I should hope at all. My son is also autistic and his medication and therapy sessions are draining I and my family. I just know I need a helping hand. Just don’t know how
you have to have good credit and a job. No credit is bad credit. I could never and never will afford to build credit and too old to start like an 18 year old. I Always buy second hand1 time small payment for everything and can barely afford that and I’m not stupid enough to get a credit card I’ll be in debt,I found ways to make side money but I need a Real computer to do that,Not a 60.00 old Xbox it won’t work, trust me oh how I’ve tried in vain anyways because well just because. So no job or credit or computer or vehicle, Anyone have an extra computer ? Because there’s absolutely no grant for people in my position its a fact trust me I’ve applied to several year After year and that’s how I know, simple.
I cant work my Wife just got fired for trying to stop a shoplifter so we have no income and Rent & other bills are coming soon . Our credit is not good and what we did have is maxed . We will be homeless in less then a month and cannot afford food right now . I don’t qualify for unemployment or Disability and my wife applied for Unemployment but if she does get it it will take weeks we don’t have . $7 thousand would give use enough time for my wife to find a new job she is super skilled but Bills are coming to soon . Can you offer HELP advice we have no family or friends to help and we both are over 50 . I am 58 my wife is 52 and we will be ruined before we have a chance for her to find another better Job.
You’re content seems very interest but the way you explain is like a 8th standard student throught reading something essay written by someone…we can’t understand anything… therefore if you can please use your laptop or phone and explain how to use your ideas platform…in systematic way so that we can get something…not just rapping like hip-hop😂😂
Need money now for a roof in our home please somebody help. We are seniors living in West Virginia water comes in house over bay window wood over window inside now and. I applied for grant and man went oover figures then verbally approved grants two totaling $14,000 he required copy of our social security plus much more and three quotes to be mailed that was may 4 the, and I did everything I called twice to ask how long does it take cause we have hole in roof it is coming into my home over bay window now that wood bad over window he sent me a l IU st of copies of papers plus three roof quotes and Zi did all back in May 4 the I have called twice to ask the staice how long will it take he said the grant was a side gig that he makes his money with his loan company. I went to his office and repeated what he said and showed him article of roof then he wanted me tobfilk out more papers and I have but not heard a thing after he said he would call me by the end of September, but nothing. Please I need $14000 help. Please. What grant need now. ❓❓❓❓
Hi i am on ssi and i want to know if i can get the 7500 grant? if so where do i go and what do i say to get it?? i am in Salem Oregon. i have never done this before so like i said i don’t know where to go to ask for this or who to even talk to so can you help me to get to who i need to talk to so i can get this 7500 grant?
I was t-boned. Ended up with serious injuries. I am now in a wheelchair and disabled Because of this I face losing my home I’m 24 due to property taxes. My trailer roof now leaks and no one will help me with a standalone roof over my 12 x 60 mobile home. My transmission went on my vehicle I need a vehicle to get food and for Dr appointments. And my light bill is overdue. I’m disabled. I cannot take care of myself anymore. My son takes care of me I can’t find anyone to help me. I’m not old enough. Disabled doesn’t seem to matter Please help me Thank you
I tried all these programs if this was for helping people why do we have to pay any fee and worse a monthly fee of $20? When you do not have it, If we are behind and or being evicted how can we afford to pay anything for free emergency money? Make that make sense? I have seen so many so called help sites but not really if you do not pay and even then it never happens. Since covid as a small business owner they lie and lie until they ruin your personal credit and there is just no real help. My experience just dug me in a deeper hole I paid these fees and just cannot afford to do it anymore. With no results and situation should’ve awarded me help. Sounds good but I have never seen this to be true. I wish it was for those who truly need it and on our last leg.🏳
Not trying to be rude but a lot of this was fluff you don’t even get to the point till 6 min in, to help your earnings and algorithm, but then you you just use breathy words to elongate your article you tell people what these welfare programs are but not where to go or how to get them, but I’ll give you this you found a clever way to make money for yourself
I love what you’re doing. Your pins draw me in but brother you talking to much about you half way thru and nothing about the grants for everyone It’s a big turn off. Don’t mean to be offensive. I just thought you might want to know you are well informed but you inform people too much about you your wealth, your mom and everything else.
Hello, I hope you are safe and healthy. I would like to send you a small request for financial assistance. I believe that your support of $100 will be a very important contribution to me in reaching my goal. Thank you for being willing to help me. Continue to be a blessing to others as you are to me. Thank you very much for your cooperation.
If your a wealthy guy like you say you are, and since this article was click bait and wasted time, how about YOU help me and the other people that came here to hear about the grants that you didn’t discuss??!! 🤔🤔👀👀 Would be ssoooo nice, because me and my family REALLY DO need it!! And no, these PROGRAMS won’t help with the financial assistance that I need help with!! 😩😩
I have had identity theft so bad that left me flat broke with no car. I habe 2 kids and single. I don’t have family or friends for help. I have done so much to get help with no outcome. Or the light at the end of the tunnel. What can I do with bad credit to get help. I will pay back I’m Not asking anything for free I just need that head start. Please thank you
Andrew Cartwright is a click-bait scammer. I have yet to see him post a link or give a website to any of the grants he speaks about in his articles. He really just wants to advertise what he’s doing and brag about the money he’s made and trust and believe this business partner deal he’s advertising will more than likely benefit him only.
Hello Andrew Sir, You are rich man Salute Namaste .I am from India. I was working as Quality Controller and manager from India .My father was a chartered accountant dead..I have site from 2 years trying to sell al want for cheap rate .Now no job, trying to sell myself my mother please help me but .Please give as loan.I want to start small bakery or hotel on my site as i am not getting loan also. Namaste my brother doctor he has his own life.. Please Help if not its ok.But great job hope fulll poor people gets help from you.Thankyou Namaste Sir, regards, Ambika vasu
This is going to sound cra cra but im serious. Can u take me under ur wings and teach me too? Im awesome with clerical work,super organized no kids etc…i will fly to wherever and live out of tent if need be. I don’t really have anyone and all of my friends have passed in the last 4 yrs sadly extremely sadly…idk what to do honestly. I honestly believe everything you say i will dedicate all my energy to this…
NOT helping me if I don’t live in Nevada…I am 4 months behind in my mortgage and need help quickly. I am a veteran and lost my job because of FMLA hours exhausted. My wife ha diabetes and needs her eye injections and she has other problems associated with the diabetes. I am looking for work and have some leads but the mortgage co. wants their money. I need help fast. Please help my wife and I. Thanks.
Man, the best scammers out there are the honest ones. Stop click baiting people and getting their hopes up for people to click on your articles. This MESS just pissed me off. For real. Then these fake comments claiming these bullcrap helped is beyond me. I wanted to reach through the screen for the first half of the article for not getting to the point and choke the info, then the info was BULL.
I have been looking for a way to get some much needed help for my business.i was doing ok and expected to be well on my way by now but then covid happened 😢 I could really use some grants or donation from some kind people.i live in Guyana 🇬🇾 my family of 7 could do well to get ourselves out of poverty,with $5000.
Hi Andrew, I’m in South Africa and I really need help,is it possible to apply,i am a sngle mom with two children that’s supposed to go for tertiary but i can even afford please help and my debt record is not good at all am not even working,I wish I can atleast get some funding to start small business 🙏🏽
Got a question….there’s another guy who everyone in the universe knows that talks about grants. It seem so hard to get but the question is, I have a simple personal loan that I want to pay off…and it’s only $1000. This will free up about an extra $100 a month for me. Is there any grant that I can apply for?
Umm most of these things he’s talking about are not government grants lmao 😂. EBT or Food stamps as a govt grant come on now please stop! And the low energy, lifeline program, unclaimed money, etc none of these are grants!! And most of the time the unclaimed money is only about $40-$100 on average! This was a big waste of time & a little insulting if you ask me! He’s flaunting how wealthy he is in the beginning & then starts talking about programs that are not grants & most are ran by the state you live in not the federal government & he knows people that are struggling are going to watch this! Just because we need help doesn’t mean we’re stupid or wouldn’t get the fact that they are not grants! This guy should be ashamed of himself SMH 😒
I want to add that I think people on disability, as well as Senior’s, need more than we are getting just to get by. There are days when I can only afford to eat once a day, or sometimes I have to skip a day, just to get by. I have health problems related to my diet, but still can’t get additional help for food. It is dehumanizing and depressing, trying to make ends meet
I also am a senior between the ages of 65 and 75, and am feeling like a hamster in a wheel. I was working two jobs, one full time and one almost fulltime. I had bills that I was responsible for so this was my only option. The gov. billed me heavy at tax time, so there went my plans of paying back. It takes me one hour drive to go to one job, there and back. The other job I’m sent all over the place in all kinds of weather…which means winter tires, gas and windshield wipers that seems to have an expiry date of only 4 months etc. I had to cut down how much I was working because on paper it looked like I was making a ton…not so. But when tax time came around it said on paper this person is making a lot, I’m not. The gov. took my supplement. I was a homemaker most of life so my CPP pension is low, housewives get screwed. I cut one job down to almost nothing and I dropped my fulltime position at the other job. If truth be told, I’m to old to be working these kind of hours. Even with doing all this I’m still paying the gov at tax time.(My payments are now lower, instead of thousands that I owe it’s in the hundreds) I am scared and I’m so very very tired. Every month my life is getting harder and harder. Just one more thing before I end, the medical help where I live is terrible. As you get up there in age all kinds of things start to go to hell. For the first time in seven years I needed a doctors care. Could not find any doctor to see me and had to go to some kind of Urgent care.
As a senior at lower income level, I want to know if these are tax-free or does that bump up someone at $19,500 by about $500-700 so they are no longer eligible for the benefit at the next tax time? A long time ago as a young worker, my boss was going to give me a raise and I asked that it be deferred until I had 2 raises as the raise amount bumped me into a different tax bracket which meant ultimately that I would earn less money after my increase in salary (reward for working well). Have to laugh at the irony.
What a joke the dental benefit is for sure … most children 12 & under are NOT in need of dental help meanwhile seniors across Northern Ontario living on less than $25000 a year have to go without any dental help because they can’t afford it themselves. How about automatically paying ALL seniors $1300 every 2 years or $650 a year to use especially those without any coverage. I for one had to pay for my own dental work of having my teeth removed because they were infected & even after contacting Doug Ford & the NDP & the Long Term Care, health unit & others – I still could not get help to pay for it… unfortunately most dentists only want to help those people with dental coverage so they can overcharge what’s being done… I did manage to find a dentist who was kind enough to only charge me $800+ to pull my teeth no thanks to those in government or the health field. Considering the GST is paid out every 3 months, doubling up for 6 months isn’t much help. Canada Housing Benefit also a big joke. The Liberal government gives the seniors an increase of $500 one time benefit which ups the income by that amount so if they got a total of 20500 in the year, they won’t qualify for it. There are a lot of seniors living on less than $25000 a year but maybe more than $20,000 that won’t be eligible to receive it … BIG JOKE from the liberal government that increased what seniors 75 yrs of age or older income … liberal government wasting money & segregating seniors & low income families.
Just stumbled across your article and admit that I find anything government so very confusing. Their forms for any of their so called benefits are the most non-friendly for users I have ever encountered. And their ‘drop in the bucket’ amounts are a ‘slap in the face’ to we Canadians who have paid into the coffers all our working lives.
Thanks for the idea, but honestly this isn’t enough. I live on a fixed income right now and between inflation and rent, I’m about -300$ in the can every month. I just gotta skip, one month it’s rent, one month it’s my phone bill, oh and this month it was food! Honestly, If you’re ever going to go onto a fixed income in Ontario, I’d suggest doing literally anything first because after a while you’re just too poor and sick to get out of it.
I had to stop working some 12 years ago because a stroke in which I suffered 2 more I never received any Federal help only Quebec started to pay me a disability Pension after 2yrs of the first but never did the feds contribute .I find that us older people always fall in between qualifications like this 75 thing you don’t think I would have Appreciated a little extra Although my wife works and earns below 60,00$ but with my little pension 14,000$ we get by . Well I could go on with this but I won’t because I know there are a lot more people in need . O where does the fed or other Governments have the right to vote their own pay raise our MRC government in my riding (in quebec) just gave themselves 26% pay raise . I got to stop before I have another Stroke Thanks for listening don’t know if it all makes any sense but I’m tired of this 75 thing, I’m 69 now only 6 more yrs to go LOL
As a person in my 60s who has worked my whole life and a couple years from retirement, I constantly resent the fact that I get no GST rebate, no carbon tax credit, never had any subsidies and only received $19 a month baby bonus when my oldest was young. The lazy and useless say, well that’s because I make too much money. No it’s because I worked to support the lazy bums always looking for free handouts. Seems like when you’re ambitious and working two jobs or more to have a half decent life and have to pay for those who don’t want to get out of bed and put in an honest days work. That’s why when I walk into businesses now and see foreign looking people working because too many lazy Canadians don’t want to work.
I get less than $20,000 a year and am a senior with my own home. If I rented I would get $500, as it is nothing. My annual housing expenses are as much if not more than a renter, what with property tax, maintenance, house insurance, utilities. I did without a lot to own my home, renters often did not go through that struggle, but they get a hand out and not me. Doesn’t seem fare. I’m under 75 yr of age, so I don’t get the seniors benefit either, – great! Would try to work to subsidize my income, but that could result in me loosing what little I have.
I’m so disappointed by the Dental Assistance. Those of us who are mid-life and older, we are the kids who’s dental care was unaffordable for all of our lives and who now face serious health complications without immediate and unaffordable dental intervention, thanks to years in jobs with poor to no dental coverage. Don’t get me wrong here, we need to get chilven covered 100%, without a doubt, but the reality is that teeth are rarely ever a problem until people reach adulthood, and because programs for children already existed for emergencies through social assistance, the Liberals haven’t really given up that much at all. Not to mention that our healthcare system is still going to be on the hook to cover all the costs of serious medical complications and emergencies that we know bad teeth will cause.
@Pixlanta You are 100% right, the future IS grim. When you look at every “parameter” on all angles of the way things are going now, and what has been going on, it becomes crystal clear that things have gotten so bad that it can not be slowed down, reversed, or repaired, and 2023 will definitely prove that fact !
The Goods and Services Tax Credit for 6 months doesn’t seem to be happening. The Oct. GST payment was doubled, I got that, the GST payment made in Nov. was not a double payment but was a little more than the regular payment. Now, there will not be a GST payment made in Dec. So, so far this benefit has only been paid for 2 months so far. I know the Jan. GST payment will also be a double payment, but there is no mention of any other payments after that. So it’s gone from 6 months down to 3.
Wouldn’t yah know it. British Columbia which is the province with the most crippling housing cost ( not just the big city, but literally anywhere in the province), does not have a housing benefit. I guess our provincial government ( NDP), is just pocketing that money. Why isn’t Singh clamoring about that !
What i want to know is when the government is going to increase the basic needs for people waiting disability on ON works. They give people the same amount they have been giving for 10 years. And now the have also stopped giving out the food cards we were getting every 2 months. Please explain how one person is supposed to live off of $340 a month for ALL basic needs. So if you have to buy a lot of over the counter meds, you no longer have money for food. And if you have a child they give a whole $20 more. Food prices and the cost of everything has nearly tripled since. People are reaching out to food banks who are running out and asking how they can easily just kill themselves. That story was on the news a few nights ago. People are starving.And the people who used to donate are also now in need of the food banks. Stop sending money to other countries and help your own damn starving people Canada. Should we all just start living off dog kibble? That would be cheaper to last the month.
So the Canada Workers Benefit now isn’t gonna be paid in April AND you get it quarterly? There is literally no reason to do this other than people are terrible at budgeting money and now the government gets to save a couple bucks because instead of paying us all at once its in small tidbits. Thanks again Turdeau……
Thank you for explaining things for us.. sometimes it can get confusing. Oh please Cost of Living Relief is not enough… and I am happy with the Dental Care for Children but it should be higher than 12 and it should help with braces. The Top-up to Housing is ridiculous… rent is high and only 1 payment of $500 is nothing. My income goes just mostly for rent just like so many. Tax Credits are great for Tax Season but it doesn’t do anything for Canadians who need help monthly to live.
Still does not make sense. If the GST doubling credit is over 6 months you have to think that will occur on 2 payment schedules ie: Nov 5 2022 and Jan 5 2003. Thus 2 payments on top of your reg. schedule GST credit for those dates? The way you explained it “doubling” only indicates the gov. gave you 1 extra cheque at one time only ie Nov 5.
I got a raise in my OAS/GIS equal to 2.8% which is to cover the CPI. Then, got notice that my rent would go up the gov’t approved amount of 2.8%. so, where is this to balance out? Plus I am “only” 70 so don’t qualify for that extra $500 being given to seniors 75 and up. I have to day that I have been forced into retirement due to back problems and surgeries. So, I would gladly go back to work if I could.
I got the double HST but it really wasn’t double. I got $190 before so I thought I’d receive double that. Nope. Then I got a letter saying I’d get $119 for my next HST and THAT amount is what they doubled. Why my HST dropped that much before the double payment is beyond me. My income basically remained the same so that is quite a drop and I don’t know why. Maybe so they could afford the double payment. I wonder if that happened to everyone eligible. 😠
I was hoping for extended sick leave, I had a heart attack, myocarditis cardio told me, wondering if it was the vaccine. Going to have a defibrillator put in next week, won’t know when I can go back to work. I work on a assembly line so I really have to make sure I can handle this. No LTD, inflation costs my savings will disappear soon, so this is stressing me out.
They should also address the 15% nonresident tax on low pension earners. This is on top of being taxed for my yearly income. The Canadian government is literally stealing from my hard earned money. I do not get that much pension to begin with and it realy hurts to loose that much money from my small pension. This non resident tax should be based on one’s pension. A higher percentage should be implemented with a larger nonresident tax in comparison to lower pension earners, and not just a 15% tax spread across the board evenly. Be fair to the low income earners by making the percentage alot lower.
So much for Fiscal Sovereignty. Is the IMF telling the US Government to stop subsidizing it’s economy by spending Billions on the Military Complex? How about their “Every piece of Infrastructure must be made from American goods and by American Unions” policy? Does the IMF get upset about that? Can we have Government policies like that? Or would NAFTA slap us with lawsuits? Seriously.
EVERYONE will need the free dental benefit. My contract at work would have the provision for dental plan removed my wages would be increased and the federal govt will then have to cover my dental work. This is how that will play out, there is no need to have a dental plan at work and pay a portion of it if there is a free dental plan for the taking.
Help for those who live on ODSP? Those of us who get $1200.00 a month with rent of $1160.00 (Yes you need a roommate because $40.00 a month for expenses including food is a joke). On top of that we are in pain daily, cannot work to earn more and even if I did work they cut your cheque after the first $200.00 you make. Then they take 50% of everything you earn and you’re a SICK person who is forced to work… what a backwards, broken system we have here. No one cares about us. What happened to Bill C-22? The only time they have even considered giving us more because what they give us is shameful. My ODSP cheque has gone up by about $200.00 in TWELVE YEARS. I can’t even afford to run the heat in my apt. And again, 65’s are getting screwed over as well, let’s give the Liberals a big high 5. Every working Canadian should be worried about their retirement, because once you’re 65 you’re going to be living on a very small amount of money (that you worked and paid into during your lifetime). Save as much as you can BEFORE retirement because you will only be able to afford the cheapest, lowest quality food, and probably also will not be able to afford heat. What a sad state of affairs.
I make minimum wage. I am so poor it hurts. Why are the thresholds so low. They should be 40 hours a week x minimum wage of $15 per hour x 52 weeks = $31,200 gross. That is the true poverty threshold. My spouse should also be allowed to make minimum wage not a lower combined threshold, it’s like being penalized for being married 😂.
It was informative and understandable, subscribed. Reading these comments, people think and question about our future. Giving away money may help some people for a short term, but not doing anything to make Canadian economy stronger, brings us all to camps or… Chasing inflation rate will be circle run. So, Russell, would you be able to bring the light on the financial side of Canada, revenue, budget, spending, bank businesses and so on in understandable way. We want to understand where we are going to. Thank you!
Hi there, is there any chance you could slow down on your speaking tempo while explanining the contents? I would highly aprecciate that since i find your articles very informative …it is so important that we have access to important Informations like these. Thank you and keep up the good work!….best regards from Germany
So Canada is going into debt 36 billion this year not the predicted 52 billion because of a surprise 40 billion revenue boost. Woo Hoo, we are ONLY going in the hole 36 billion a year. This government is just blowing money like crazy and we are all going to PAY for it. Canada is going to be full blown communism soon. We need to get these idiots out and hope the PC can get this mess cleaned up. I feel terrible for the people that are suffering but this government is the one causing it. Raise all the costs to farm and watch groceries skyrocket! This idiot has screwed up this county so much it is terrible, I hope Canada wakes up for the next election.
What about regular hard working ppl…. I surely wouldn’t mind some help… give me some dental coverage and some help with rent… This seam mostly for Turdeu’s “New Canadians” coming here with a dozen kids they can’t support themselves… ffs Guess who is paying for all of that … the ppl working that can’t afford it themselves..
As a retiree with a younger spouse, this is all a big bunch of nothing for our household. Complicated tax initiatives that can be clawed back and watered down as needed. The Liberal/NDP federal government makes me sick. The best thing we ever did was move to Alberta 6 years ago. Taxation is much simpler here. Ontario and Federal governments are clearly desperate for money to fund questionable programs.
It sucks being over 65 but iam under 75 and dont so called qualify for nothing, my only income is the pension and they totaled that out that,… i get just about 1000 dollars more than the 20,000qualification ( well they figured that one out to leave all us old folk out in the cold, such crap!!!) and an increase in the cost of living they are giving 10 %, everything that i have to buy has gone up at least a buck so my groceries are like 20 to 30 dollars more every week so that ends up at least 200 to 225 a month thats around 20% more and they want to only give 10% ridiculous !!!!
Really ! Who’s taking their kids to the dentist when there 5 years old. There dentist is the Tooth Fairy. How many 12 year olds need dental work. There adult teeth are brand new. Braces ? Braces cost between 6,000 and 10,000 dollars.. Don’t get me started on their 2 tier senior citizen bill. The majority of seniors are between 65 and 75. They get nothing for the second time.
so since i dont see a point in paying a months worth of rent for taxis and to file every year i typically only file every 3 years. last time i got $3,800 the dental is what im waiting for because my provance wont give me the disability dental despite being a hemipalegic. i make under $30,000. the $500 renttop up isnt much of a loss to lose out on because its about double what my rent is i pay $269 up from $209 in 2020. my income is tax free because i technically dont have an income just getting an allowance from a 1.2 million dollar personal injury lawsuit from 2007 the ontario government set the annuity to where i dont qualify for disability but do get federal benifits its been 3 years next year is filing time
All well and good however my disability cheque has gone down by 300 per month as the gov is taking back covid help. I bring in now 1180.00 a month the poverty level of income is considered to be 1800.00 a month . I am now sitting in my rv tonight seeing my breath cause this is all i can afford. Worked hard all my life to be reduced to this cause i have become ill. Yeah government . With what i get from disability dont even have grocery money never mind enough for rent with roomates unless you want to live with unreliable people. Dont get up in arms you try and find 4 other people to live with that are responsible i am 55 good luck
Russell what ever benefits they get it does not cover anything, would they like there mother there father living those small things they send to. Me it’s a pure disgrace l went to see a senior a month a go she said come, when l waked in there was nothing in her cubords, l felt like crying, l went bought her some healthy fruit, she hugged me tight tight, lm born and raised these seniors worked a life time in this country they deserve to be nourushed and all these adds they put they are fake send them a letter saying we are going to help seniors not in a line of week and hours waiting for food, lm saddened in my heart of the way they are treated they cannot shop they cannot buy the fruit, they are lefted with 20 dollars for another 4 weeks this saddens me
Yah that’s great to hear my kids have been hungry an fighting over food an I mean it too.the kids get no more bedtime snack so they do go to bed hungry which makes for hungry kids in the morning,bet you haven’t seen kids fight over toasted bread,you got it hitting slapping eat my godwe do have rent to pay
WIIFM…What’s in it for me? Nothing… I’m a senior but apparently not senior enough, I’m a homeowner, not a renter so yeah… nothing there. My income is low, but not low enough… I planned my retirement to be able to live on a military pension and I saved all my working life to be able to do so. It wasn’t a cash windfall or just luck, I worked hard! The Liberal government needs to understand that inflation is hurting me too.
If you have ambition work at one or more jobs only have enough children you can afford and don’t bother listening to this article because you’ll get nothing. These benefits penalize you for working hard and not being a baby factory. The only thing these benefits have to do with you is the price tag will come from your tax dollars.
Im not eligible, I will have to pay for everyone else to have the benefit though. People without kids should only have to pay school tax and medical health tax, the rest of your precious little POS expenses should be yours and yours alone, my taxes should not be going to child tax credits or anything for your child other then their K to 12 education
Great article. Thank you. BTW Jagmeet does not care about dental. He is only interested in qualifying for his Pension and he qualifies in 2025. So by joining the liberals, it ensures he will stay in power to qualify for his pension in ‘25. Canadians get dental (rolling my eyes) and the New Democratic Party leader (not so democratic) gets his Pension.
U know amen to that, seniors seniors you are right my friends starve starve they need to boost the pension to 3000 a month,. My friends are sick and tired and sick and tired the gov needs to wake up they got GST lol lol 129, 00 are they kidding me, you cannot buy a lollipop with that they should be ashamed, every month some of my friends. Like yesterday were in the line of the food bank,, so where is the love,, and alot of seniors are on my street living on soup common gov, would theyike to live on gst 129 that is low to low, this treadeau needs to fight fight to give these seniors 3000, because there rent is 1400 there phone 156 there metro which they can barey
It is really too bad that only seniors above 75 are getting a 10% bump up. Why not give a 5% to those 65 -74 years of age to ease the burden of many senior that don’t fall in the vulnerable category. Giving inflation on the existing pension only means that those now in trouble will remain in trouble. I believe seniors will be upset about this and they form a pretty substantial block to argue with the government.
Keep voting for the NDP. They are the only party holding this Government to account for Universal Dental. Without pressure from the NDP, the Liberals would not have given us the children’s dental and without them the Liberals will not follow through on their promises for more on Dental for Seniors and the Disabled.
Thank you Russell. Always good info and you break it down really good! Seniors still getting the short end of the stick. With all the money the government is getting from the foriegn students coming here, you would think there would be enough to share with older folks. Do you need to apply for the GIS as a senior ? Alot of us should be automatically enrolled without having to jump through hoops. Appreciate any info on this? Thanks again for getting this info out to us in a simple way for us seniors,