Do Businesses Finance Richmond, Virginia’S Exterior Siding?

Retex offers construction financing solutions, including zero-interest loans and extended payment terms, to meet your needs. They also provide a no-pressure, free quote for installing replacement siding, windows, or other home improvement services. Exterior Home Solutions LLC offers 0% financing, allowing you to buy now and pay over time for your new roof, siding, and more. Affordable siding companies in Richmond often use lower-quality products, which may save money but may cost more. AAPCO offers flexible financing options in Richmond and Chesterfield, VA, including no payments for two years. Shanco maintains competitive prices while delivering exceptional quality, and attractive financing makes it easier to budget for new siding. Smallwood Renovations offers ProVia vinyl siding replacement in Richmond VA and Rockville VA, and Heritage Exteriors LLC also offers financing options to help homeowners manage project costs. Smallwood Renovations works with a network of national and local lenders to create a personalized plan for your lifestyle.


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Do Businesses Finance Richmond, Virginia'S Exterior Siding?
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Rafaela Priori Gutler

Hi, I’m Rafaela Priori Gutler, a passionate interior designer and DIY enthusiast. I love transforming spaces into beautiful, functional havens through creative decor and practical advice. Whether it’s a small DIY project or a full home makeover, I’m here to share my tips, tricks, and inspiration to help you design the space of your dreams. Let’s make your home as unique as you are!

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  • As an owner of a mobile home I totally agree. I purchased a double wide 32 x 80 Fleetwood brand manufactured home brand new in 2001 for $45,000. That included setup, delivery, underpinning, skirting, and 2 sets of steps. I still live in my home and have raised 3 children as a single mom here and have no plans on selling anytime soon. My home has been completely paid off for a few years now and is still holding up very well. I am remodeling room by room and I am falling in love with it all over again🥰 I recently went to look at new homes just to see why the prices have increased so much. I know the cost of living has since gone up tremendously but I still don’t think it justifies charging as much as they do for these newer homes. I’m so thankful that I purchased mine back when they were an affordable option.

  • New Subscriber. Thank you. Im 53 and lluve in a big house all alone. Im a widow and my kids are grown. I thpught about a manufactured home to have less to care for. I have some health issues. I’ve been in my home q7 years. My mortgage is less than 850. With an escrow. You just saved me a potential headache or two. Peace from Michigan 😊

  • First of all I want u to know that I’m not looking for or considering a mobile home. We are blessed to own a home but we lived in 4 mobile homes before we were able to build. It took us 13 yrs after being married to be able to do that. I just ran across this article, clicked on it bc I thought it may be interesting & it def was. I just wanted to tell u that u are a really stand up guy by making this article to make people aware of what’s going on in the mobile home industry. Listening to u talk abt the mobile home manufacturers & what they’re charging people today made me sick to my stomach. From what u say, the home u are living in has practically doubled. That’s unacceptable so I very much appreciate that you’re trying to let people know what’s going on. U are sooo right, if people would stop purchasing, the manufacturers would have to stop ripping people off. These prices are ridiculous & not everyone can afford to build. When lumber went back down the manufacturers should have adjusted their prices but as long as people continue to buy they won’t. If u really want to change the name of your website, I would consider naming it “JUST A STAND UP GUY”. Many blessings to u & your family. 🙏🙏❤️❤️

  • Hey GK, Thank you for your insight. My husband and I purchased a mobile home from Palm Harbor Homes. We were a young family of 3 small children. It was terrible. There were a lot of issues wrong when we moved in and I had to call them almost every week with issues and keep a log of the problems. We are looking for a new one. Trust me, I have been researching and I have been looking . Yes, the new homes are extremely high in price and I haven’t figure out why when building the rooms the same size ? I understand the master bedroom is the biggest but the other rooms are getting smaller and smaller. Why can’t the bathrooms have REAL WINDOWS? We have lived in our home for 23 years now and its time to roll out the old. I really appreciate you being honest. Yes, I do pay attention the home market. Yes, I like your best. Keep it. It makes you look distinguished. I would have to give some thought about another name for your business. I will keep you posted about what we are going to do. We are on our land and I just don’t see us losing it. I like where we are (Virginia) . We got to see my first bear two weeks ago while sitting on my front steps. Yeah, he was breath-taking to watch but I kindly walked backwards into the house. Thank you GK and God Bless

  • Great job! Thanks for sharing! I too have been looking into this option. Currently in upstate NY some homes are over $200k with a lot rent of over $1k a month. Hard to find decently priced land unless you’re out in God’s country. Then it cost a small fortune to get the land livable (electric, well, septic, etc). Until people get over their FOMO and stop paying ridiculous prices things “should” change. However, greed seems to be very popular these days 😢

  • Thank you so much for this article I own a mobile home and I’ve had I bought it brand new in 2017 and you are so right here in 2023. The problem I have with that is if you go to resell it they wanna give you nothing for it but if you buy it, it’s very expensive to buy, thank you for this article you show in the world well you’re giving them more knowledge about mobile homes the reason why they’re so popular I feel is because it is really the cheapest way to go houses are $250-$300,000 or more it’s totally ridiculous Thank you for this article.😮

  • If you’re considering buying a new mobile home or manufactured home. Make sure you shop around a new innovation that has just started this year and is becoming very very popular is large floor-to-ceiling windows also windows that have a raised pitch in the roof over the window going from floor-to-ceiling. As well as large sliding glass doors that open up a huge section of the home to the outside great for a Verandah deck. Some of the windows are not meant to open strictly to let light in but are still triple or quadruple pane glass making them extra durable and strong even in a strong category 4 hurricane. What else is also very popular is attached garages instead of carports. And making sure to purchase the land that the house sits on so you never have to pay ridiculously high lot rent. If you buy a manufactured home with an attached garage on your own property you will have much stronger higher resale value your insurance will be a lot less than if you had a carport. Oftentimes damage occurs to these homes when the carports separate from the home in high winds same thing with attached patios it’s okay to have a attached patio but it’s much better to have that patio built into the home as part of the home or use reinforced steel instead of aluminum. All mobile homes Pre manufactured homes should be coming automatically with drywall. If you should see a home with paneling it’s probably not up to proper code and will often times have a low resale value. Just things to keep in mind especially with as expensive as they are today.

  • Well, this explains why I’ve been window shopping and can’t find a single manufactured home in my price range with what I’d want. I currently live in a apartment. I realized that I could save money on mortgage a month if I got some land and a affordable manufactured home. I think it’d be best to just build. Manufactured homes have always been the affordable route for people who can’t afford to build. Doesn’t seem like that’s the case anymore. Thank you for this article.

  • Well being a retired carpenter who can build a home trailer is a never. Buy for me but I do understand the need for them I totally agree with you on slowing down the corporate greed so here is my take Because you asked, Trailer house builders buy lumber by the rail car loads so until they recoup that $ at their profit margin they aren’t going to loose $ on materials if they can help it if you buy material today and build yes it would be cheaper so their profits will be higher will they pass it on to the consumer doubtful corporate greed at work once again our small family business we sell a little gas to fishing boats if we get a good price we pass it on to the customer because we want you to be our advertising good service fair price and the beard rocks bro.

  • I used to think they were a decent option if that’s all you could afford… But I’ll put it to you this way. My first house was built in 1865….still standing strong. My current house was built in 1910 and solid as a rock. Ever seen a mobile home last even 40 years? I lived in a 1970s mobile home when I first got out of the military and that thing was junk. Think in 120 years you’ll see any mobile homes built in 2023? First house was 75k with 5 acres and this house was 65k…. There’s really no good rain to buy a mobile home honestly. I think they’re little better than a cardboard box.

  • The prices are absolutely insane. I was just eyeballing the prices deciding whether I would start renovating my mobile home after I pay it off in 2027 or just buy new. They are not even building ones my size anymore 28×72 and the closest I found was 250ft smaller and they wanted $184,600 which is INSANE. I bought my mobile home in 2002 for $67,000 and it looks like I will be renovating everything even if it costs $60,000 since the prices are just WAY WAY WAY too high.

  • I agree with you, 100%! We too purchased our Clayton Homes single wide in September 2020, here in Florida. . When we first selected the home the price quoted to us was $89k, which included A/C, delivery & set-up and stairs. We opted out of skirting, as well . Because the home with our required wind zone was not available at the home center, we had to wait for it to be built . During the financing process, the price increased $12k because the salesperson quit before the paperwork was submitted, locking in the price, and the home center jipped us out of our A/C., because it had not been documented by the previous salesperson. So not only did we pay an additional $12k, we have no A/C, here in hot Florida! We were in a bad place, only option was to stay renters or buy this home and try to be homesteaders . During the 14 month wait, we lived on the road, my husband is a OTR driver . Our loan did not allow a budget for land improvements so we decided not to renew our rental lease and completed all our land improvements, including all permits . We are now overwhelmed dealing with soil erosion, and driveway issues due to their delivery contractor placing our home in the wrong location, another long story . I advise anyone interested in buying a manufactured home in 2023 to NOT DO SO, as well, unless absolutely necessary. Regarding the YouTube website name, leave it, bears, do as your wife says, make her happy and ” cut it”😀 .

  • So I’m putting this out there to everyone. I looked into repo or trade in mobiles. I saw one on another website. It had all the high end features bigger fridge gas stove really nice shower and it was $63,000 I’m not there yet for a home because I want to move out of NY State I’m tired of the stuff going on here and I want warmer weather. But just a thought to be now when I say repo I mean a newer one the one I looked at on a website was a 2018.

  • I was a contractor in the mobile home industry for 8 years doing interior trim,drywall,carpet etc. Also contracted warranty work for several manufacturers on the west coast. I purchased a home from one of the dealers I contacted work from at his cost from the factory. The retail price that home sold to the public was 42 % higher. Also when interest rates go up a lot of folks can’t afford a stick built house but can qualify for a manufactured home. The things I saw happen over the years would shock you!

  • I agree. I have lived in a 1998 Bayemanor mobile home since 2000 and it took is holding up pretty well but was considering buying a newer mh. Fortunately or unfortunately, I don’t know, the contract fell through and now I run across your website! Thank God! My home, that I picked, The Palmetto 6101,would have cost me 273+ thousand dollars. This did include land prep and I had it decked out with double ovens and everything I’d want, except no garage. I will be at least checking into a site build. Thank you! And God bless you too!

  • I just purchased a 2600 Sq ft champion manufactured home on 2 acre and love it, my only problem I have is the insulation has to be worse than storage shed, its horrible and had to put up a mini split on one end of the home, its 5 bed 3 full bath and a extra living room space and laundry room, hard to keep cool cause its so big but just watch out when buying, but other than im happy,just gotta do some upgrades, oh another thing,If I knew all this I probably would’ve purchased a used manufactured home that someone already did upgrades 👌

  • Started considering selling our house around 2017/2018 and using the money to buy a few acres of land and puting a nice DW on it. The one we settled on was a Champion Homes 4 bed 2 bath Double-wide. I’m talking real tile floors, huge kitchen with a large island, actual drywall, composite siding, huge shower in the master bath (real tile there too), walk-in closets in all the bedrooms, optional family room that would replace one of the larger bedrooms, etc. Very nice home for what it was. With setup and everything it would have cost 110 to 120k not including the land of course which we were just going buy outright. Long story short, things didn’t go as planned. A couple months ago I looked into what that same home is going for now out of curiosity and it was 190 to 200k. Absolutely ridiculous increase in just a few years. Edit: Central Colorado area around Falcon is where we were looking. You could buy some nice 4 to 5 acre plots of land there for 60 to 70k at the time.

  • My wife and I just visited a very well known local mobile home retailer with a good reputation and great selection. We walked there several models and decided which we liked best. When we returned home, I watched a YouTube article of a gentleman walking through one of the exact homes we just visited. The article was 2 yrs ago. He posted the price of the home in the article at that time and it was $119K. We were given a quote for the exact same house this past weekend for $170K. Insane!!!

  • Thank you for this article. I’m 71 live on ssa ssi in CA .mobile I live in was built in 1962. Lot rent is $520/mo Im thinking of just refurbishing this one. Roof heating cooling windows etc. My mobile survived a 7.1 earthquake in 2019. 19 others in this park were redtagged. I will be receiving a special needs trust sometime soon and the trustee was saying just put a new one in there. I’m kinda of skeptical and your article confirmed what I was thinking. Thank you again and keep up the good work.

  • I very much appreciate you letting us know that prices on lumber and whatnot have have actually dropped back down. I live in a state where several major manufactured home companies have their building facilities and even being so close, the prices keep rising but talking to people that work their, the wages definitely are NOT. So really, there is no reason for the continued inflation in this particular industry.

  • Wow, I bought my “manufactured home” back in 1999. It’s been great, I still in it!!! I had a pit dug and concrete runners put in and cinder block all around. It’s very small but I did pay cash for the ground and mobile. It’s well insulated and seems to keep the heat out OK. (desert). I guess they’ve turned to 💩 like everything else.

  • 2018 quote from Clayton 3 bedroom 2 bath. $125,000. They would not give me pricing until I was to the point of purchasing it. I found it very hard to get any pricing when shopping making me think they are hiding the costs. I don’t know how anyone could compare prices and now Clayton owns all the local Manufactured home builders. There is no pricing competition to keep prices down. I found a MH on land.

  • Just because the price of lumber went down doesn’t necessarily mean the prices of manufactured homes should stay the same, theres also the issue of supply and demand. I’m currently in an apartment and I’ve been looking for a house/condo since right before covid hit, I put in one serious offer but was outbid and I figured no big deal, I’m a single male with no children I can rough it a little longer in the apartment. Then covid hit and the housing market rapidly spiraled out of control, I think the reason why you’re seeing a big increase is for this very reason. People like me who are priced out of a home under current market conditions but who don’t want to live in an apartment anymore are probably buying these simply because they are priced out of the market. I don’t see the market slowing down anytime soon either. The current problem now is that rates are so high that you would lose money selling your current house to buy a new house because you’d lose your old rate. This is how I found your article, because I’m slowly becoming interested in this as an alternative. The only major difference is around here most people live in parks, I’d prefer to buy some land if I bought a new one, so I’ve been perusal articles trying to see how viable it is.

  • thank you for taking the time to make this update. I feel even though times are rough, companies, a lot of companies are taking advantage of the situation. I hope and pray we all come out of this in a good way. we need to all take a bigger part in who we select to represent us in the government. these fools are killing us all, and its all our own doing. God bless all of us. stay healthy & safe.

  • I enjoy your thought process on it, the prices are kind of crazy for what they seem to be. Ones I have looked at are great quality and honestly match or easily beat what house builders around here make. I think it may heavily depend on your area since near me you have 3bed/2bath houses for 200k-300k that need easily 20-50k in work to make livable. Then new homes that are having horrific build quality. It has to be area though, it’s the only thing that makes sense to me.

  • Johnathan thanks SO MUCH FOR TELLING The TRUTH! Love you for it! It’s the same for cars and trucks! Humanity is being RIPPED OFF big time! I had the vinyl siding ripped off in the last snow storm that shutdown Buffalo NY and while Suffering from cancer and spinal fusion failure I had estimates on repairing my siding at 20 thousand DOLLARS and my home is 28’x35’ long. The cost is 300% on Labor and god only knows how much that they are marking up the material!!! It’s a COMPLETE Disgraceful Shameful SIN the GREEDY WORLD we live in today!!! Not only do we live in a WORLD OF GREED by the DISGRACEFUL Shameful DIVISION Covid has CAUSED in society with humanity is TRAGICALLY BAD!!!! Sounds like you just skated by all the GREED and GOUGING peoples wallets like my son did building just before the Covid tyranny!!!

  • Yeah, we need to stay put if we can and not cave into this madness. We bought my in-laws a double wide, really nice, extra features. We built a fine deck around half of it, including a handicap ramp, on their land, and installed a tornado shelter for them for under $65k in early 2000s. I know it’s been 20+ years, but the place is still holding up.

  • We bought our home (double wide) new in 1999. It’s a 2000. They crushed the electrical connection when they brought the halves together. They hooked things up and we went for months like the Douglases on Green Acres. Then we started finding the other stuff. Broken door frames, ceiling panels not secured, etc. every time they “fixed” it was worse. Ended up suing. They went bankrupt. So all these years we’ve been repairing as we could. Add to that the age related repairs, we’re going to be fixing till our deaths. But it’s a roof and it’s cool or heated. But I’d never buy another one. Good honest advice here. Thank you.

  • In 2009 my parents purchased a 5 bedroom one and I can’t remember the square footage, but it’s huge. But, it was less than $60K. We decided to purchase in 2016, thought it was gorgeous, had all upgrades, it was $105K. 3 bedrooms, 2 bath and the master bathroom is stunning. The amount of issues we have had and still deal with, I wouldn’t purchase another even at $20K. It’s a double, but wasn’t connected properly. We have exactly 50 lights in here (most are in the ceiling) and they constantly need replace. Even the good brands don’t last long. One day it rained and water was dripping from one of the ceiling lights. Obviously, new homes get new appliances. Our central air conditioner caught fire maybe a month after moving in. We made sure they were aware of all these issues with our punch list. Even upon moving in, if you’re sitting on the front porch at night, you can see through the exterior walls when the light is turned on in the master bedroom. Our home was built by Cavalier.

  • Thank you for your articles. I’m in Spring Texas. The rent is going to the roof . 3 bedroom 2 full size big bathroom . Homes old homes are so high also. A lot of homes have been flooded twice. 😢 Parts of Places have never been flooded. BUT, NOW every place every😂 neighbor has been flooded .We where in an Apartment. We flooded 4 to 5 feet .We where able to find money to move quickly. We, right away filled out paper work to get money. Some people where 😢 crying 😭 What do We do. We told them here is everything you need to know. Some people just start feeling Sorry for themselves. HEY !!! Move it!!!. Nobody is going to do this for you. “The early Bird catches the Worm”.🥰😁 We moved into an apartment just across the Street. Now these apartments did not flood. I think these Apartments are 4 ft higher than the Street . We paid a 1,000. Per Month. This was 5 yrs ago . Now the rent is $1.800. So I was thinking about buying a Manufactured Home. I not sure me and my daughter. Don’t have any money Saved. I’m just sharing my experience with you. Now my Son also helps with the Rent. 🥰😁👏 Again Thank you . We are not going anywhere SOON . Oh!! I’m a Widow. Anyway I’m just think out loud . Blessings to you and your Family👏🙏

  • At one point in time to buy a Mobil home, was a negative! Everybody had to have a new built. And within the last 4 years I’ve ran into a number of people wanting to buy a double wide, what with rental properties being as expensive as buying a home! I appreciate you sharing this info as it sheds light on this option for having your own home! I’m considering it myself and will be waiting for updates and any other advice you can offer!

  • We bought a 16×80 Clayton single wide, 2019. We paid 66k it had Sheetrock and alls very attractive home but it came with its share of problems. We bought it while our stick home was being built. We had major issues with wiring, roofing, Sheetrock, walk in shower tiles fallen off, but it was definitely nice. I would never suggest that you purchase these things, they are nightmares

  • You are 100% correct. I work in an industry that revolves around construction. Every industry that had material increases during Covid never went back to pre covid prices even though costs went down. EVERYONE is greedy and lining their pockets and profiting like never before and it SHOULD be a criminal offense. It’s akin to a monopoly because every industry is profiteering off of it. Thank you for sharing this information. I hope more people take your advice. I was hoping to buy a manufactured home but I refuse to pay double price. I’m paying $1650 rent and it’s killing me and millions of other hard working Americans. If you didn’t buy pre covid basically you are screwed. Something should be done. This isn’t the way capitalism was supposed to work. God help us all. Our world needs real leadership to get things back under control.

  • Thanks for sharing. I cannot believe how cheap modular homes are in your area. I live in BC Canada. We purchased a 68x30ft home 3 years ago and we paid $270k which is considered a great price. Now it would probably cost $370k for the same thing. I ordered the home “bare” with no interior finishings and I did all my own finishing work. The home has 2×6 framing, 2×10 joists, T52 insulation upgrade and 9 ft ceilings.

  • well spoken and intelligently delivered. i agree and will pass the message along. i bought a top of the line manufactured home in 2004 for 70,000. i can’t imagine what i’d pay for it today. it’s held up well but of course it’s had issue like any other 20 year old structure would. if someone told me that i’d pay 130,00 0 for a manufactured home today, i’d just have a bricks and sticks house built for the same price

  • We moved to a smaller town in Idaho. We sold our home in Washington and we’re trying to pay cash for a home. Went to a mobile home and is was $240,000…not including land, delivery, set up, etc. thankfully an older mobile home on foundation came in the market and we paid cash. It needs a little TLC, but we can fix as we live. Now that they’ve gone up that high…I’m not sure they’ll ever go back down.

  • Thay are junk I bought on in 2021 but thay are built cheep not like a stick built house …as long as you realize thay are built cheep doant expect top quality or any quality….if you need a house quick and doant have the time to build …I baid 120000 for my 56×30 plus the 20 grand to do the set up so that’s 140000$ for another 50,000 I could have almost built a house but I didn’t have anywhere to live so I did the mobile home thing ….I found out after buying it that I could have requested thicker plywood for the floors and could have up graded the exterior for hardy board all the way around so just ask questions and stay on top of the build ask for up graded bath tubs outhewise the tubs will be thin walled crap that will Crack

  • I’m in SoCal, came from Colorado. Just got here in December, staying with my daughter. Prices are so high! No way I can afford a house. I can buy an older model, and am over 55, so I can get into a 55+ park. So, even at these prices, it’s cheaper than an apartment, and I don’t think things will drop the way they did in 2010.

  • Thank you for your honesty I live in Texas and I was looking at a Barndo style home 2years ago. It was priced at $85, 000 two bedroom 1200sf I called the same builder back two years later, and now it is $194,000. I found some great mobile homes, but they are way overpriced for me. I’m now looking at buying a shell (shed to home) and finishing the inside ours selves. I’m am about to retire soon so I might be going with the shed to home. Thank you again for your article I was thinking the same thing.

  • When the FED raises interest rates after the 2024 election, (Probably 1 to 2 percentage points), you will see the price of everything take a downward spiral, as the market levels out to the new normal, including Manufactured Housing. Warren Buffett is not stupid, he will move to lower the cost of manufactured homes, prior to the FED rate hike, so he will be positioned to take a larger share of the housing market, as the extremely high cost if site built, becomes unaffordable for most Americans. The trick now is developing a repeatable method of adopting the mobile home chassis to a crawl space or basement. Once that is accomplished, the game will be over for most site built construction.

  • I live in one now trying to get rid of it for 3years 🙄 it’s something I’ll never ever do again! It’s a waste of money a money pit once it starts falling apart, never ever warm enough with electric heating and the bills were through the roof with insulation, you can’t get a loan on them, at least I was told banks consider a mobile home like you living in your car, I believe you would be better living in your car! 🤨

  • Wow! I have never lived in a mobile home, but have thought about retiring into one and selling my house. I had no idea they cost that much! Materials prices are irrelevant. Its just supply and demand. My guess is since regular home prices have skyrocketed, apartment prices have skyrocketed. its increasing the demand for mobile homes. Looks like a trailer may be in my future, I think they are still affordable.

  • Good information, thanks. I’d like to see more articles on repairing manufactured homes. It’s hard for me to find replacement parts for mine and some contractors don’t want to repair them. My 2006 Palm Harbor 82 ft singlewide was manufactured with poor quality control and substandard materials. I’ve found ways to enjoy all the DIY projects necessary to maintain the function and value of my home, so it would be helpful to see your ideas to maintain and upgrade any homes built with low quality materials and careless manufacturing. Keep the beard & keep building your website featuring your quality workmanship and affordable living. Subscribed.

  • It’s a vicious cycle. People demanded higher wages because everything went up in price then the higher wages made houses more expensive – larger house payments make people demand higher wages for their labor and around it goes – double rents, double payroll costs, double house prices. Round and around.

  • Sir, I agree with you 1000%! As consumers we have way more power with our money than we practice. I have no idea why folks never question shyt! They just go along with the plan, and these business’s know good and well they are price gouging. As consumers we have no dang blasted back bone! Without us, NO COMPANY can be profitable, but we are a bunch of wussies when it comes to standing up for ourselves. I wish more people were like us. I want another home myself, but I AM REFUSING to buy a overpriced, overrated interest price bull crap of a house! These companies, banks included is just taking advantage of folks. And you know who’s driving the prices up? BIG BUSINESS! These investment companies are coming in and buying home for pennies.They put about $20-$30K in a $40K house and then turn around and sell it for $150K or even more…Freakin ridiculous! One think I have already surmised…at least down here in Georgia and Florida is when COVID hit, folks from up North got a clue. The clue was they could buy a mini mansion in Georgia or Florida for 1/2 of what they pay up North and since everyone works from home now, that’s a bargain. For them paying $300K-$500K for a 2500-3500 sq.ft house is a deal. However, we know the dayum house is only worth about $200-250K, but again, that’s a bargain. I guess they have to get all of that stimulus money back.

  • Okay by any Clayton home is not the easiest thing to buy first to have the financing second you have the price of the house and third you have the setup and the landscape to put it up on the property. Many folks just look at the price of the house itself… The finance piece of this house build is very important… We chose to finance not with a direct lending company that solely works under Warren Buffett and Clayton homes… See if you financed through Clayton homes they can dictate how the house is built and set up because they spend the money however they wish and you just pay it that’s it.. also if you don’t have very much building experience you will just get it built however they wish to build it they don’t care if it really falls down or not they just want you to take out as much money as possible and they want to stick you with the bill they don’t really care that if your house falls down or not.

  • My wife and I bought a double wide in a park for $15000 back in the 90’s. When I lost my job we lost our real home. So I took my 401 k money and bought the double wide. It was our life boat you might say. It took about 10 to 15 years to finally get ourselves back on track to buy another real home. And we were able to sell the double wide for what we paid for it.

  • Hello, GKB! ☺️👋🏾 I’m glad you said it OUT LOUD! 💯👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾 My Daddy and I were wondering the SAME thing: why hasn’t the price of manufactured houses gone down along with the price of lumber?! 🤷🏾‍♀️ Around my way, in The Carolinas (I’m not far from the NC/SC state line), large single wides (1290-ish to about 1300-ish Sqft) are $90K-$100K. 🤯 The Island Breeze in my area is pricing $120K BEFORE options. 🤯 The fine print on the site says that the prices are “starting prices for the home ONLY”. 😩 I agree, GKB: That as long people keep purchasing these homes, little will change. 😔 I agree that manufactured home seekers have to “speak” with their buying power. 💪🏾🤓 Personally, I don’t mind your beard. ☺️🙌🏾 🤔…At the moment, I’m thinking of “Mobile 411” for a website name. Seeing as how you keep us “in the know” about Manufactured Homes/Mobile Home Market/Reviews, etc. 💯 As Always, Thank You for the information and Y’all Take Care! ☺️👋🏾👋🏾👋🏾💯👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾

  • Like EVERYTHING – once they raise the price due to gas prices, lumber prices, raccoon farts, or whatever – even when those prices go down – what we pay for things does not decrease. I’ve been looking for land in SE KY and looking at my options as far as what type of home I can build. There is cost for site prep that I’d have for any home. (well/water, electric, septic, leveling, foundation, driveway, etc) Add the cost of a manufactured home and the upkeep – is it worth the overall cost and will the value of the property go up or down based upon the type of home? Thank you for this article – it gives me more to consider. I do wonder if the cost of building and finishing out a barn is less costly and could be done at a higher quality?

  • It doesn’t matter at all some ppl get rent to own furniture some people choose to buy cash cars and furniture however there’s a market for ppl who want to live the millionaire dream with food stamp money and bad credit the mobile industry is making it easy for ppl to be approved vs a stick home which is way harder to get please say that however there’s a price for getting a prove easy so the price gets jacked up so fk what as long as i can live my dream i can deal with the particular later hard as i work i want luxury and peace until god bless me and my family stop discouraging ppl with speculations and epiphanies # TEAM MOBILE #FAKE IT TILL YOU MAKE IT AND BROTHER I STILL LOVE YOU TRY TO BE OPEN MINDED TO WHAT IM SAYING AND YES IM A MAINTENANCE SUPERVISOR AND HAVE DOING CONSTRUCTION SINCE 11 I HAD TO LEARN HOW TO CLEAN THE TOOLS BEFORE I LEARN THE TRADE AND I OWN A BUISNESS AS WELL IM.TRYING ALL I CAN THIS IS VERY DISCOURAGING 😢

  • im in the insurance industry and in all honesty i hate insuring these. i have such a hard time trying to understand why someone would want to buy something that has a LIFE EXPECTANCY of 40 years max on average. That was info straight from the builders in our insurance training articles. They constantly make updated training articles for us showing how these are built and all the options they offer. We also work first hand with water restoration companies and these things get junked very quickly. Mold damage will literally total these. Its a type of house that you have to constantly check for issues because a small issue that goes unnoticed could cause you to throw your house away…so if your looking for maintenance free…look elsewhere. these are not that at all. I just quoted insurance for someone that had theirs built in 2002. Needs a new roof/ needs new siding and new osb in spots under the siding. their is alot of bowing boards. the manufactured home looks like it should be a 60some year old home that was never taken care of. and the thing is, it was taken care of… My wifes grandpa has one too thats only 13 years old. already had to re side it/ new roof/ had to update the plumbing and put in a new floor due to buckling. These are money pits like boats…

  • Thank you so much for sharing this info, we are currently looking for a good price. The issue is they have went up so high. We are trying to save and wait until they drop the prices. Their is no reason to be this high for folks trying to work hard and provide for their families. Thanks so much and God Bless you from Arkansas.

  • It is the same as the Automotive Dealerships, and they’re insane markups! Inflation is high, Feds raising rates, Banks raising interest rates, and more people getting turned down for loans, as like vehicles, they’re not selling! So, dealerships trying to sell 2 (Total Cost of) on 1 manufactured home for profit as fewer people are buying! People and 1st time buyers are being priced out of buying single family homes! Whether stick or vinyl! It’s all about (Greed) using Inflation as an excuse!

  • High demand. High prices. People are very impatient beings. You’re also paying for speed and a turn key product. A stick frame home right now is very expensive to complete. My area does have a very strict building code. I could buy a manufactured home, but I’ve seen first hand how cheaply they are put together. 7/16 osb as roof decking. Over here in south Louisiana, the minimum for roof decking is 5/8 cdx. We do use 7/16 osb on the wall sheathing on all exterior and interior walls. No sheetrock on studs here.

  • You are so right, 7 monthes ago 3 bedroom 2bathroom 75,000 now 200 for one room on3 bath im a single mother living in a add on just room and bathroom with 2 boys and i keep looking cause i want my mobil home now and its so sad there really screwing the low income people like me. I have seen 50 year old mobil homes 2 or three bedrooms 2 baths for 60 or 70 thousand in pretty good shape but really !! We have to settle for one that old. I have seen it all try getting on section 8 and its all lies on your phone. Why cant we love each other and help each other. Lisa California, your beard looks great.😁

  • I noticed the same thing about the prices of manufactured homes. They are literally the same prices as modular homes which there is a difference in the quality of the material that is in that home. I am about to buy a manufactured Clayton I’m ashamed to say. Thank you for the Information but you are absolutely right!!!

  • I am selling my townhouse that needs renovation work a contractor agreed to pay 275k for it but now they want to lower the price because they say real estate is dropping here in New Jersey. I want to buy a prefab home for 100k so I don’t know how these prefab homes are going up but regular houses are dropping? I am looking at a prefab home today for 120k built in 1987 its 1,000 square feet. Both homes are in central New Jersey I always thought that real estate was a little higher in New Jersey all around.

  • Keep your beard, its a sign of patience and just get you a great barber to keep it looking clean cut. She’ll eventually change her mind once she sees how great it can look on you trimmed and shaped up by a barber. Thanks for the article, just shared this with a friend of mine on why mobile homes are NOT IT right now.

  • Things just take time. It will eventually happen just look at the tornado hitting the rv jndustry right now. Orders are down and prices are falling pretty quick. Rvs are mostly a luxury item and we will see the carnage here first before anything as people downgrade their lifestyles to Match this horrible economy

  • I have been looking at the pricing . This man is right. You are better off buying a house on a lot in the end it’s actually can be cheaper. I would not want to pay New England prices for housing in Kentucky. Also that cheap wafer board most builders use is just junk. New construction is on a whole over priced and built with junk lumber.

  • It’s called supply and demand. People need to stop paying these ridiculous prices and then watch the prices come down. Mobile homes are not built well, and do not hold up. Not only that, the parks are becoming land barons. I see people paying outrageous prices for 30 year old homes, with a 700+ lot rent where I live in Michigan. It’s insane. I don’t believe people think anymore, as a matter of fact, I know it. The last 3 years was a test for America, and she failed big time.

  • Yes sir these prices are crazy. They are taking the affordability out of affordable housing. My wife and I went to a local builder near our home and fell in love with a nice double wide that was 120k back in 2021 now 2 years later that same model starts at 160k. I now that we are credit worthy and have the down payment…we can no longer afford it 😢

  • I looking to buy a used mobile home 15 years old in really good shape for 25k. Thats without it being moved to my land mind you. Im planning on putting another 25 to 30k into it so that i can insulate it, new windows, doors, appliances, paint, as well as this and that odds and ends. Whats your thought on that?

  • I’m very pleased with my 14×80 1999 Oakwood ‘Home Entertainer’ model – 3BR/2BA. Has held up well. $33,750 list price w/basic a/c, skirting and steps. Paid $30,000 after the a/c, skirting and steps were removed from the deal as I had custom decks built with awnings, custom reinforced skirting and a high efficiency Heat Pump installed. Closest equivalent Oakwood mobile home was in the $125,000 range earlier this year.

  • I bought 4 acres in central FL in 2020 and was going to build a house in 2021 but the lead time was 18 months, and the price was more than we wanted to spend so we decided to buy a new DW. It’s a higher end 4-2 with 2280 SF with 9 ft ceilings and drywall throughout. Everyone that comes in says it doesn’t look like a mobile home inside. The fit and finish isn’t good in some areas but structurally it’s solid. We paid $83 SF which included delivery, ground prep (8 loads of fill dirt due to slope), setup, 5-ton HVAC unit 16 SEER, septic, and well. I was quoted $175-185 SF for comparable size site-built home with builder grade finishes. I did a lot of research and I’m not sure how many of you say you can have a site-built home for a similar price.

  • my grandma bought a 1976 I believe double wide mobile home for $12,000 in 1997. it was in a retirement/ senior citizens mobile home park in southern California. she passed away in late 2020, it still had 98% original fixtures and materials from the 70s when it was built and the last time I was there in 2020 it was in great shape, just needed new carpet. she lived in it the whole time ive been around. these prices have gotten insane for mobile homes. mobile homes are homes that make more sense to me because im disabled and can’t work enough to generate a large income. these things are interesting to think about. im not in the market for a home right now but I keep doing this research

  • Oh, and another reason manufactured home prices most likely won’t decrease is because of the influx of northerners relocating to the mid-western and southern regions. Homes in their areas range from $250k to $$500k. They sale their homes most often receiving a $50k + increase over their original selling price, relocate . They have the means to purchase a new triple wide, and automobiles, just from the sale of their home s! There were several customers at Clayton Homes who had relocated to GA or FL, who had done just this. They are now the majority at manufactured home centers.

  • Mobile Home were priced correctly years ago being they are not like a real home quality and we’re always a fire issue should there be a fire. 20K for 16 wides back when was in line and 30-35K for double wides. IMO not much has changed in how they are made and the quality and double still to me only worth 50-60K at most.

  • I’m so glad I found this article bc im stuck with mobile home bc that is what I can afford right about and the mobile home I own now needs remodeled had a water leak that destroyed the floor and the drywall I’ve got a mess 😢so idk if I want to just remodel mine or go buy a new one but the prices are insane 💯 Thanks for ur honesty I appreciate that I go next week to Clayton homes to look so now I’m gonna hold off ❤thank you and I just subscribed ❤❤

  • Looking to open up a hand operated cat house, which mobile home do you recommend? Having tore down, set up and moved a few manufactured homes I would say your going to have issues the first six months so dont be afraid to have the seller or crew who set it up to come back and fix the problem. The installer is used to the issues and will know the fix. I been to many plants and they all do good work. Your set up crew is the ones cutting the corners. Get your home inspected by codes if you have any problems and dont get a response. The footers is a good idea, but seen homes set up without them. My wife and I loved our old house trailer but needed something modern and bought a house. Prices have not went up for many years, so the price you see is the price you will pay.

  • We bought a DEER VALLEY Aimon. Good home for the money, customer service is absolutely the worst!! We waited 5 month’s to get our home on site, then another 4 months for DEER VALLEY to come on site for the preliminary set-up!! We are now 3 more month’s into this project waiting for DEER VALLEY to come back and finish the punchlist work. 2 doors that are messed up, their touch up painting crew made a mess. Touch up paint mixed, gloss on flat painted walls, flat paint used on trim. Just terrible customer service!!

  • Corners cut building a mobile home? That’s the entire point to mobile homes….corners cut in every possible way. Buyers only care about 3 things: cheap, cheap, cheap. After delivery is when buyers start demand quality. OSB going from $43 to $10 for a 28’x56′ home is a difference of $1386. Studs way less. That’s about all the lumber in a mobile home. Doesn’t explain the price difference and there should be no expectation on a price drop based on lower lumber costs. Prices are up because buyers are willing to pay it.

  • Here is a fact why they cost more and more. First, people do not stay informed about housing. Then in 2006 zillow came online with other websites they own. Zillow acted like they were just listing homes like the MLS. Then they placed a value on homes, 110 million of them. They have 6000 employees to do the work! The prices were calculated by their proprietary algorithm ( that means it is a secret). They also put what a house should rent for. A $60,000 home was suddenly $300,000 then $350,000! 110 million homes they did this to mind you. People were buying homes not even knowing what it was worth last week. A quick lesson: the average median price of a house in 1954 was $18,000 and by 1964 the value went up 11%. Fast forward to zillow time- 2011 to 2022 prices went up almost 130% in that decade. Zillow had already valued houses by 2011 too high. 130% was extreme on top of previous zillow value. And closing costs went from $1000 to over $25,000 and with down payment you are looking at $75k to $80,000 So people started shopping for manufactured out of desperation leading those factories to increase their prices because of what I just said. I have few figures and notes here : app.box.com/s/0mnolmspcgxuhvsa7t9ujsswr8ld2cji free download. You have internet so search also for info. And the free market is dying. Do not buy is correct but you cannot convince everyone so high prices remain! I believe Microsoft owns zillow and there are other things zillow has done but you can hunt that down!

  • I just finished my project – we purchased a 2000 Champion. The Trailer park was being closed – so I got this unit cheap. We put in a foundation and had it set. We just got certificate of completion with the county. I am updating the inside too. All said – I did this project for have ot what it would have to buy a new unit. Setup – land – remodel – permits – about 150,000

  • First time perusal your article and I know it had to be God because the title of your article is exactly what I needed to see and hear I have been looking for me and my daughter a mobile home for a while now and we seen a few we liked but the prices were very outrageous and well above what I was willing to pay I’m not saying for them to give or donate it to me but consider real value of the mobile home and like you said prices on wood is down now the mobile homes should decrease some I will definitely say that you shared a very good article and I will definitely share it to everyone I know looking for a mobile home. GOD BLESS YOU FOR YOUR article

  • There’s about a 25% permanent inflation since 2020. Across the board, not just lumber. Another big factor is a couple of big international companies buying up a HUGE amount of housing & property in the US. Anything which gobbles up supply will impact pricing. The Fed has been upping interest rates though, to try to keep inflation down a bit (although it won’t do much with an out of control money-printing budget, including a trillion dollar “anti inflation bill” which will certainly raise inflation). Anyway, higher interest rates will hurt home buying, and cause a price drop on the sticker. Although the average buyer looking to finance won’t see any benefit with higher interest rates. Plus you got a lot of people fleeing certain states. Look at used home prices, they’re up like mobile homes. Although if you live in an area that not a lot of people are moving into, used home prices may be much better. With lumber back down though, building does look strong right now. Best way to save is to learn as much of the DIY of a home build that you can. If you have a roof over your head for now, and can do any DIY at all on a home build over time, I’d definitely take the extra time & work to go that route. DIY sounds kinda scary, but to be fair, a lot of the people with more expertise in doing the work, won’t put in the effort to do a great job. So it’s not necessarily a downgrade in expertise. Just read up real good.

  • If you and a buddy build a house at least in my area you could do it cheaper than 130,000… Our building package on a finished basement and one story 5 bedrooms,2 bathrooms i think for 60 grand that doesn’t include the concrete work tho but build one on a crawl space or slab house… That’s floor joist 2×6 exterior walls 2×4 interior walls sheathing for the floor and walls, siding, roofing materials, windows etc.

  • In 2018 I was given a quote of $125,000 for a DW setup. I just saw a listing for a single wide on its land .5 acer for $169,900 and a double wide New on .4 acer for $189,900. A DW sold for $350,000 on 1 acre, this could be part of what’s driving the prices as homes go up in price, and some people are willing to pay so much that it forces everything high. It’s not right what they are charging making it hard to get away from renting. NE Tn.

  • In San Diego the current seller of a 3/2 end unit that was built in 2016 was $90,000. They did their own updates over time. 6.5 yrs later it is so luxurious & beautiful and priced fairly at $295,000. That is a 31% ROI every year or a $205,000 gross profit before closing costs. Too bad interest rates and high land leases are so high that I don’t want to spend that much as a single woman. But, $1225 monthly lease and high interest rates for manufacturers homes doesn’t make it a good buy for me. If the land was only $800 for the 1340 sf then I would jump on it. This Leisureland community looks like a Hollywood set out of a movie! Better off going with a buying the land too if you can afford to with manufacturers homes. Meanwhile, a small 2 bed 2 bath 750 sf condo is $625,000 here. I am gonna buy a tent and live in the woods to save money to buy a home in another state that doesn’t tax my SS & doesn’t have such strict regulations as CA. Meanwhile a gallon of gas today in San Diego dropped from $7.35 a gal for 87 grade or regular gas to just $ 5.19 today and get this… In Mendocino in Northern CA gas is $10 a gal. !!! Unreal! Which state should I move to in order to still work part-time but consider myself retired? Lol. My sister in NJ retired with 29 years in as an Elementary school teacher. Her pension is still small even with the NJ high pay of $90,000 per year. So my retired sister of 59 yrs old must work TWO jobs to be able to afford her $ 2,600 rental house while paying for outrageous utility bills and she needed OUR FATHER to cosign for her as she STILL wasn’t earning 3X the rent in Gross Income.

  • People will not quit buying them because it still is the cheapest way to go versus buying a home and we’re overpopulated and we’re getting overpopulated through this United States daily. You can think a president but that’s just life and that’s the way it is they’re never gonna quit buying mobile homes that’s just my feeling.

  • They haven’t been called “Mobile Homes” in several decades! And 99% of them will NEVER be moved or towed to a new site, even a few miles away. In many states, after a certain number of years (7 or 10 say) it is against the law to move them to a new location. So once it’s set-up, it’s going to stay put!

  • I bought a used 2019 but it’s like brand new, single wide Oct 2022. 45k. It has absolutely all I want or need. It’s sooooo nice. Drywall throughout, washer & dryer. Phenomenal shape. At 2019 for 45k. It’s on a rented lot tho. But land is 100k a 1/4 acre. People are out of their wver lovin minds with these prices. I’ll jist keep it at the park. The lot rent covers trash, landscaping and a pool.

  • Last May we bought 2021 model $98k 1340 sqft manufacturer home..its small double wide style. Now its at $140k on the lot same color same everything… Made the move right before last stimulus checks went out because i knew prices was going to rise. My best advice get the manufacturer homes with lp siding not that plastic siding..

  • If you own some acrage they are a bad call. I bought a Clayton (Happy Valley) home in 2016 turned out to be the worst mistake I have ever made and here is why. My dad owned a farm and though it would be great savings to put it on the farm vs building. To keep things short here is what has gone wrong. The Happy Valley was at the time there top unit at 130K after fully setup deck, septic, drive power etc I had 175K in it. Almost 30k of that was done on cash because there is no way to get it in a loan VS having one built. Reason for high cost is I am almost 2200 ft of in a field mobile home aside there is no cheap way to build far off like that. So current day my father has since passed and I am sitting in this unit now paid off that is good but here is why I say its just not what I want. There is no garage, bonus room, office etc you can not get a loan to add onto one so if you do you will have to cash roll it. Also out it on land as I did you cant sell and walk away. I am now selling 17 acres in the back to a developer and building a bromonium sure wish I had went that route to start with.

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